GovWire

Guidance: Teachers: claim back your student loan repayments

Department For Education

September 25
09:00 2023

Claim back student loan repayments

Apply to claim back your student loan repayments from the previous financial year. You need to apply before 31 March 2024.

Apply now

You must meet the eligibility criteria to be able to claim back repayments.

Claims for the 2022 to 2023 financial year

Between 25 September 2023 and 31 March 2024, you can claim back repayments if you:

  • taught biology, chemistry, physics, computing or languages during the 2022 to 2023 financial year (6 April 2022 to 5 April 2023)
  • taught at a school in an eligible local authority during the 2022 to 2023 financial year
  • spent at least 50% of your contracted hours teaching one or more eligible subjects
  • completed your initial teacher training (ITT) course between the 2013 to 2014 academic year and 2020 to 2021 academic year (1 September to 31 August), including those years
  • are currently employed as a teacher at a state-funded secondary school in England

Eligible teachers

For the reimbursement period, you must have been employed in a state-funded secondary school (or middle-deemed secondary school) in England. These include:

  • local authority-maintained schools
  • academies, free schools or multi-academy trusts
  • local authority-maintained or non-maintained special schools

You need to be working as a teacher in a state-funded secondary school in England when you claim back your student loan repayments.

You must have either:

You must have completed your ITT in one of these academic years:

  • 2013 to 2014
  • 2014 to 2015
  • 2015 to 2016
  • 2016 to 2017
  • 2017 to 2018
  • 2018 to 2019
  • 2019 to 2020
  • 2020 to 2021

The academic year runs from 1 September to 31 August.

Eligible subjects

You must teach one or more of these subjects:

  • biology
  • chemistry
  • computing
  • languages
  • physics

You must have spent at least 50% of your contracted hours teaching one or more of the eligible subjects during the year for which you are claiming. Your school may be asked to confirm this during the application process.

Eligible schools

The school you worked for when you originally made the repayments must be in one of these local authority areas:

  • Barnsley
  • Blackpool
  • Bracknell Forest
  • Bradford
  • Cambridgeshire
  • Derby
  • Derbyshire
  • Doncaster
  • Halton
  • Knowsley
  • Luton
  • Middlesbrough
  • Norfolk
  • North East Lincolnshire
  • North Northamptonshire
  • North Yorkshire
  • Northumberland
  • Oldham
  • Peterborough
  • Portsmouth
  • Salford
  • Sefton
  • St Helens
  • Stoke-on-Trent
  • Suffolk
  • West Northamptonshire

The years you can claim for

You can only claim back repayments you made in certain financial years, based on when you completed your ITT.

Academic year you completed your ITT Financial years you can claim for
2013 to 2014 2022 to 2023 up to 2024 to 2025
2014 to 2015 2022 to 2023 up to 2025 to 2026
2015 to 2016 2022 to 2023 up to 2026 to 2027
2016 to 2017 2022 to 2023 up to 2027 to 2028
2017 to 2018 2022 to 2023 up to 2028 to 2029
2018 to 2019 2022 to 2023 up to 2029 to 2030
2019 to 2020 2022 to 2023 up to 2030 to 2031
2020 to 2021 2022 to 2023 up to 2031 to 2032

Youll need to claim separately for each financial year.

Payment

The amount we pay you is based on the amount you repaid to the Student Loans Company through Pay As You Earn (PAYE) while employed as a teacher.

It is not possible to claim back any voluntary student loan repayments you made, or repayments made through any other jobs.

Student loan deduction

The payment is treated as pay, which means a student loan deduction may be made. If applicable, we will make this deduction automatically when we pay you.

Taxable income and National Insurance

Student loan repayments are considered taxable income.

The Department for Education (DfE) will pay Income Tax up to the basic rate (currently income of 12,571 to 50,270, taxed at a rate of 20%) and National Insurance for the payment on your behalf.

If you become or already are a higher-rate taxpayer, any additional Income Tax and National Insurance contributions for this payment over the higher rate (currently income of 50,271 to 125,140, taxed at a rate of 40%) will remain your responsibility. DfE is not liable to reimburse tax at the higher rate.

You can review the tax bands on the Income Tax rates and Personal Allowances page.

The payment is not part of your salary from your employer. You, your employer, or the government will not contribute to your pension as part of this payment.

You should consider any other benefits or tax credits that could be affected if you claim this payment.

Number of payments

You can only claim back your student loan repayments once in each academic year.

Additional payments you can claim

You may be eligible for additional payments if you teach one of the following subjects:

  • chemistry
  • physics
  • computing
  • languages
  • mathematics

Find out if you are eligible for any additional payments.

Contact

For any queries about claiming back student loan repayments made while employed as a teacher, email studentloanteacherpayment@digital.education.gov.uk.

Published 31 October 2019
Last updated 25 September 2023 +show all updates
  1. The window to apply to claim back student loan repayments is now open and eligible teachers can apply.

  2. Added the dates on which applications open in 2023 and close in 2024, and removed the 'What you need to make a claim' section.

Related Articles

Comments

  1. We don't have any comments for this article yet. Why not join in and start a discussion.

Write a Comment

Your name:
Your email:
Comments:

Post my comment

Recent Comments

Follow Us on Twitter

Share This


Enjoyed this? Why not share it with others if you've found it useful by using one of the tools below: