Department Of Health
About the IHS
If you begin a course of study in the UK that is longer than 6 months, you must pay the IHS as part of your visa application.
Find out more about paying for UK healthcare as part of your immigration application.
If your course of study is 6 months or less, you do not need to pay the IHS.
IHS reimbursement for students
Youll be able to apply for an IHS reimbursement from 1 January 2022.
Your reimbursement will be backdated to include any surcharge payments made for a visa starting on or after 1 January 2021.
Who can apply
You may be entitled to a full or partial reimbursement of your IHS payment if all of the following are true:
- youre a full-time student in UK higher education
- your visa started on or after 1 January 2021
- you have a European Health Insurance Card (EHIC) issued in an EU country
- you do not work or do not intend to work in the UK
Higher education is:
level 4 and above in England, Wales and Northern Ireland
level 7 and above in Scotland
Your family members can also apply for an IHS reimbursement if they:
are in the UK on a visa that started on or after 1 January 2021
hold a valid EHIC
do not work or intend to work in the UK
How much IHS reimbursement youll get
Youll get an IHS reimbursement that covers the period that your EHIC is valid in the UK. In order to be eligible for a full reimbursement, you should ensure that you hold a valid EHIC for the duration of your stay.
If you work or plan to work in the UK
The UK and EU have agreed that a student is only eligible for an IHS reimbursement if they do not work during the time the IHS covers.
This is because if you work in the UK, your EHIC will no longer be valid as your home country will no longer be responsible for your healthcare while youre in the UK.
When the student IHS reimbursement scheme goes live on 1 January 2022, youll be asked to declare if you:
currently work in the UK
have worked in the UK during your visa period
intend to work in the UK during your visa period
If you answer yes to any of the above, you will not be able to apply for an IHS reimbursement.
Answering yes does not affect your right to work under the conditions of your visa only your eligibility for an IHS reimbursement.
What counts as work
Work is defined as any paid employment or self-employment that is liable for National Insurance.
This includes any work where the minimum earnings threshold for owing National Insurance is not met.
If you have a contract of employment with your university (for example, as a PhD student to teach), this will count as work.
What does not count as work
You can apply for an IHS reimbursement if you:
do unpaid work (including unpaid work placements)
You can also apply for an IHS reimbursement if you get scholarship income (such as a bursary). This income is not considered taxable income.
Accessing UK healthcare during your studies
You should carefully consider your healthcare needs before deciding whether to apply for an IHS reimbursement.
The IHS entitles you to free NHS hospital treatment in the UK on the same basis as someone who is ordinarily resident (except for NHS-funded assisted conception services in England).
You can access treatment from the date your visa is granted until it expires.
For more information about accessing NHS services in different parts of the UK see:
Accessing UK healthcare after getting an IHS reimbursement
If you or your family members get an IHS reimbursement, you can only use your EHIC to access medically necessary treatment during your stay.
Medically necessary treatment means healthcare that cannot reasonably wait until you or your family members return home.
The healthcare provider providing the treatment decides whether any treatment is necessary.
If you intend to apply for a reimbursement, you should show your EU EHIC when accessing medically necessary treatment during your stay in the UK.
You may have to pay for any NHS healthcare you get that is not deemed medically necessary. This includes elective treatment such as planned, non-urgent surgery that is not covered by EHIC.
If you require such treatment you may be able to apply to your home country for support under the planned treatment (S2) route.
For more information see: