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The government recognises that this is a concerning time for mortgage holders, and particularly those coming to the end of a fixed rate deal. High inflation harms everyone right across the economy, and the only way we can keep costs and mortgage rates down is to tackle the root causes of inflation.
However, as we have consistently shown through the pandemic, and the consequences of the war in Ukraine, we will always be on the side of households. That is why lenders, including the nations largest, the Financial Conduct Authority, UK Finance, the government and others including the Building Societies Association have come together to provide borrowers with this Mortgage Charter to give borrowers the necessary reassurance and support through these difficult times.
Published 26 June 2023 Last updated 26 September 2023 +show all updates
Spring Financial Group Limited, including MPowered Mortgages, added
AIB Group (UK) plc, including AIB (NI) and Allied Irish Bank (GB) added
Mansfield Building Society added.
OSB Group, including Precise Mortgages and Kent Reliance added.
Dudley Building Society added
including Manchester Building Society
Aldermore Bank, Monmouthshire Building Society and Newbury Building Society added.
Teachers Building Society and Kensington Mortgage Company added
Danske Bank and Metro Bank added
Amending the details of TSB to include Whistletree subsidiary
Lenders added: Bank of Ireland UK, Tipton & Coseley Building Society, United Trust Bank Limited.